Whether it’s the first time for a home loan or you’ve had home loans in the past the home loan process can be daunting.
This is where our expertise comes into play, firstly from a customer relationship perspective but also our ability to understand your home loan needs by listening and being able to provide a range of home loan options.
We believe it is very important that all our clients understand the home loan process so we have put together a straightforward table on how the home loan process flows.
The timeframe's indicated are based on the averages that as a company we have experienced by dealing directly with the home loan providers we have on our home loan lending panel over several years.
Contact Us and and organise an appointment with one of our Consultants
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Consultant provides appropriate Home Loan comparisons from our Lending Panel
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Lenders Home Loan Application Form Signed and all documents are provided by you.
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All paperwork for your home loan is Packaged by AussieWise Finance Group and sent to the Institution of your choice.
Lender Provides CONDITIONAL APPROVAL for your home loan application within 3 days from receipt of Full Application.
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AussieWise will call you and let you know of the current status of your Home Loan Application. CONDITIONAL Letter from the Bank is then forwarded to you.
Valuation ordered by the Bank, allow 3 working days for report to be returned. 3 Days after that FORMAL APPROVAL is issued on your Home Loan Application.
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AussieWise will contact you immediately and let you know that your Home Loan Application is now formal. We will then provide you with the FORMAL LETTER of APPROVAL from the Bank.
Solicitors instructed by the Bank and MORTGAGE DOCUMENTS prepared and issued within 7 to 10 working days for your Home Loan.
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You sign your Home Loan MORTGAGE DOCUMENTS and return them to the Banks Solicitors.
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AussieWise are able to assist you to ensure that your Home Loan MORTGAGE DOCUMENTS are completed correctly. Your Solicitor will also do that for you.
Settlement booked by the appropriate parties to finalise your Home Loan.
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AussieWise will contact you and let you know what date your Home Loan is booked for.
LOAN SETTLED
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Congratulations on the settlement on your HOME LOAN and the purchase or refinance of your home.
Our home loan consultants work very hard to make the home loan process as smooth as possible from end to end.
We will keep you informed throughout the process and answer any questions you have about your home loan.
There is enough to take on board when purchasing a home so making the home loan process flow smoothly helps lessen the burden for you, it is our role to deliver a satisfying home loan experience for all clients.
It doesn’t matter if it is an investment home loan, a home loan refinance or a home loan for new purchase, our highly trained home loan consultants will do their utmost to satisfy your needs and achieve your goals of a hassle free home loan experience.
Contact us and speak to one of our home loan consultants to experience the AussieWise Difference.
